60 saal ki umar ke baad bahut se mahilayein confuse ho jaati hain - “Kya mujhe vidhwa pension milegi ya vridha pension?” Ya aur bada sawaal - “Kya dono mil sakti hain?”
Is article mein hum dono schemes ko detail mein compare karenge taaki aap sahi decision le sakein।
👉 Poori jankari: Widow Pension Scheme 2026 - Complete Guide
TL;DR
- Vidhwa Pension: Sirf widows (widowed women) ke liye।
- Vridha Pension: 60+ age ke saare BPL citizens (purush aur mahila) ke liye।
- Dono ek saath nahi: Ek hi scheme eligible hai।
- 60+ vidhwa: Higher amount wali scheme chunein।
- Switch karna possible hai - process simple hai।
Dono Schemes Ka Parichay
Vidhwa Pension (Indira Gandhi National Widow Pension Scheme - IGNWPS)
- Launched: 2009
- Ministry: Ministry of Rural Development
- Under: National Social Assistance Programme (NSAP)
- Target: BPL widows jo 40-79 saal ki hain
- Central amount: ₹300/month + state topup
Vridha Pension (Indira Gandhi National Old Age Pension Scheme - IGNOAPS)
- Launched: 2007
- Under: NSAP
- Target: 60+ saal ke BPL citizens (purush aur mahila dono)
- Central amount: 60-79 saal: ₹200/month | 80+ saal: ₹500/month
- State topup ke saath overall higher ho sakti hai
Key Differences - Tulna Table
| Visheshata | Vidhwa Pension | Vridha Pension |
|---|---|---|
| Kaun eligible | Sirf widows | Saare 60+ BPL citizens |
| Minimum age | 18-40 (state ke anusaar) | 60 saal |
| Maximum age | 79 saal | Koi limit nahi |
| Gender | Sirf mahila | Purush aur mahila dono |
| Widowhood proof | Zaruri | Zaruri nahi |
| Central amount | ₹300/month | ₹200-₹500/month |
| Portal | nsap.nic.in / state portals | nsap.nic.in / state portals |
60 Saal Ke Baad Vidhwa Ko Kaunsi Pension Leni Chahiye?
Yeh state-specific decision hai। Dono options compare karein:
Agar State Mein Vidhwa Pension Zyada Hai:
Example - Delhi mein vidhwa pension ₹2,500/month। Wridha pension ₹2,000/month ho sakti hai। → Vidhwa pension continue karein।
Agar Vridha Pension Zyada Ho:
Example - Kuch states mein vridha pension ka state share zyada hota hai। → Vridha pension mein switch karein।
Practical Advice: Apne state ke dono schemes ki amounts compare karein aur zyada milne wali chunein।
Kya Dono Pension Ek Saath Mil Sakti Hain? (Important!)
Nahi। Yeh ek bahut common galatafahmi hai।
Government ki policy clearly kahti hai - ek vyakti ek hi sarkari pension scheme ka laabh le sakta hai। Ek pension lene ke baad doosri scheme apply karna - technically duplicate hoga aur dono band ho sakti hain।
Exception: Kuch rajyon mein state schemes aur central schemes overlap ho sakti hain। Apne district welfare office se confirm karein।
Vidhwa Pension Se Vridha Pension Mein Switch Kaise Karein?
Agar 60 saal ke baad vridha pension zyada milti hai toh switch karein:
Step 1: Pehle vidhwa pension ke liye surrender letter dein।
- Block Office ya District Social Welfare Office mein submit karein।
- Letter mein clearly likhein ki aap vidhwa pension band karna chahti hain।
Step 2: Vridha pension ke liye fresh application dein।
- Apne state ke vridha pension portal par apply karein।
- Age proof (60+ confirm karna hoga), Aadhaar, bank details submit karein।
Step 3: Verification ke baad vridha pension shuru hogi।
- Aam taur par 30-60 din।
Kya Purush Vidhur (Widower) Ko Pension Milti Hai?
IGNWPS sirf widows (mahilao) ke liye hai। Widowers (vidhur purush) ke liye:
- IGNOAPS (60+ age par) eligible hain।
- Kuch states mein alag schemes ho sakti hain।
- National Family Benefit Scheme (NFBS) - grihasth ki mrityu par ek bari raashi।
Samanata - Dono Schemes Mein Kya Milta Julta Hai
- Dono NSAP ke tahat hain।
- Dono BPL requirement rakhte hain।
- Dono mein DBT se payment hoti hai।
- Dono mein state topup milta hai।
- Dono ke liye Aadhaar-linked bank account zaroori hai।
Nishtkarsh | Conclusion
60 saal ke baad ek vidhwa ko dono schemes compare karke zyada dene wali chunni chahiye। Ek saath dono nahi lein - yeh rule sabhi rajyon mein lagu hai।
Agar switch karna ho toh pehle existing pension surrender karein phir naye ke liye apply karein।
👉 Vidhwa Pension ke liye apply kaise karein 👉 State-wise pension amount dekhen 👉 Widow Pension Scheme 2026 - Complete Guide